Home Improvement Loans

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Thinking of a New Kitchen or Extension?

If you’re in need of home improvements, taking out a loan secured on your property allows you to borrow tens of thousands of pounds to tackle any of the issues you may have, from small repairs to the largest of renovations. Secured loans can be very flexible, so you can virtually pick the payment that matches your budget. Today’s lender’s rates are very competitive, so there is no need to re-mortgage to get that extension, fix that bathroom, or finish your new kitchen.

We Can Help You Finance Your Dream Home

Getting a secured loan for your home improvements is a great way to get your renovation done and keep your monthly payments manageable, and we know that for the majority of people, those monthly payments are the most crucial element. We will find you the cheapest and most relevant deal possible for you, ensuring that you’re in a position to make all of your payments on time. We aim to pick the right term to match your monthly budget, so we always work closely with our clients to make sure their current renovation plans match their financial plans for the future.

Our advice is to really plan your home improvements. Experts recommend focusing first on those renovations and improvements that are necessary to maintain structural and mechanical integrity first – we are talking about roof repairs, plumbing repairs, electrical upgrades, and so on. Only when those renovations are handled should homeowners turn their attentions to cosmetic improvements.

What Happens Once I’ve Applied?
After submitting your loan application our experienced team of underwriters will search the market right away to find the best loan offers for your circumstances. We can usually get an in-principle decision within the hour.

If you need any help or advice please call us on 0800 840 3636 or drop us an email.

Loan Application Form

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First Trust Finance Has The Answer

You may think that spending £50,000 on home improvements will add £50,000+ to the value of your property. This is not always true – make sure that the work that is being carried out will benefit you and/or increase the value of the property. Building a life-size statue of your favourite football player may complete your house in your eyes but may not appeal to the person you sell the property to in the future. Make sure you are happy with the balance of making your house a nicer place to live and making it a strong investment for your future.

This doesn’t mean that home improvement loans are only for the select few. We always fight for our customers no matter their circumstances, and if you have had issues such as problems with your credit file in the past, we can still try and arrange a quote that suits your situation. You can rest assured that we will do our best to get you what you need without sacrificing your financial future or credit file.